Business Financial Health Check
Could financial pressure be affecting your company?
Check for common signs of financial pressure and understand what may need closer review.
Complete the director checklist
Use current, reliable information about the company. Select the information icon beside a question for a short explanation.
If you are unsure, please reach out to discuss the matter.
Your result will appear automatically after the final answer.
Business Financial Health Check: This 12-question early-warning tool helps Australian company directors identify common signs of financial pressure across cash flow, tax and employee obligations, creditors and legal action, finance and funding, and trading performance and records. It provides an indicative green, amber or red result and does not determine whether a company is solvent or insolvent. If the interactive checklist does not appear, please refresh the page or contact Paul.
Important information
This is a general early-warning tool. It uses your answers to identify possible signs of financial pressure.
The questions do not cover every possible concern. This check does not verify your answers, review the company’s books and records or assess every relevant financial, legal or other circumstance.
You should have a reasonable understanding of the company’s current position and use information that is reasonably current and reliable.
The result is an indication only. It does not determine whether the company is solvent or insolvent and is not legal, accounting, taxation or insolvency advice.
If you are unsure about a question, the company’s position, your result or what to do next, obtain specific advice from a suitably qualified professional adviser.
To the extent permitted by law, no responsibility or liability is accepted for any loss or damage arising from the use of, or reliance on, this health check or its results. You should not act, or refrain from acting, solely on the basis of this health check. Nothing in this statement excludes, restricts or modifies any right, remedy or liability that cannot lawfully be excluded, restricted or modified.
Completing this health check or making a general enquiry does not, by itself, create a professional engagement. Any engagement will be subject to separate confirmation of its scope and terms.
Your answers are processed in your browser. This check itself does not send your answers or results to Paul or save them to a server. See the Privacy Policy.
Preliminary result
Warning signs identified
Concerns identified in your answers
Your answer indicates formal debt-recovery action, a director penalty notice, or a specific ATO warning that a notice is likely. Obtain professional advice immediately. Strict deadlines may apply, and completing this health check does not pause or extend them.
More information about Director Penalty Notices: read the Director Penalty Notice guide. If a director has received a DPN or has been specifically warned that one is likely, obtain professional advice immediately about deadlines and potential personal exposure.
Possible options
Learn about formal restructuring and insolvency processes. These links provide general information—not a recommendation or confirmation that any process is needed, available or suitable for the company.
Review your answers
Important information
This is a general early-warning tool. It uses your answers to identify possible signs of financial pressure.
The questions do not cover every possible concern. This check does not verify your answers, review the company’s books and records or assess every relevant financial, legal or other circumstance.
You should have a reasonable understanding of the company’s current position and use information that is reasonably current and reliable.
The result is an indication only. It does not determine whether the company is solvent or insolvent and is not legal, accounting, taxation or insolvency advice.
If you are unsure about a question, the company’s position, your result or what to do next, obtain specific advice from a suitably qualified professional adviser.
To the extent permitted by law, no responsibility or liability is accepted for any loss or damage arising from the use of, or reliance on, this health check or its results. You should not act, or refrain from acting, solely on the basis of this health check. Nothing in this statement excludes, restricts or modifies any right, remedy or liability that cannot lawfully be excluded, restricted or modified.
Completing this health check or making a general enquiry does not, by itself, create a professional engagement. Any engagement will be subject to separate confirmation of its scope and terms.
Your answers are processed in your browser. This check itself does not send your answers or results to Paul or save them to a server. See the Privacy Policy.